Available for owner occupied, non-owner occupied properties and second homes.

  Ask about available terms.

  Application fee, full appraisal fee, & other costs may apply. Speak to a Loan Representative for more information.

  Preferred Rate Reduction: Home Equity loan rates reflect a reduction with the agreement that the loan payment will be automatically transferred from a Federal Reserve Bank checking or statement savings account. If the customer cancels the automatic loan transfer payment, closes the account used for the transfer, or should default in payment during the life of the loan, Federal Reserve Bank has the option to increase the initial rate.

  Available for owner-occupied, 1-4 Family & Condominiums only.

  You only pay interest on the portion you use.